Property all risks or named perils
Sunday – Thursday · 8:00 am – 5:00 pm
Property & Business Interruption
Protect buildings, stock and equipment — and the profits you lose while you recover.
Keep your business standing after a loss
Fire, flood, burglary or equipment failure can stop a business overnight. Property insurance pays to repair or replace what is damaged; business interruption cover replaces lost gross profit and pays extra costs while you get back to normal.
We start with a risk review of your premises, values and dependencies, so sums insured and indemnity periods are right before a loss happens.
At a glance
Business interruption with the right indemnity period
Money, fidelity and burglary cover
Risk surveys and valuation guidance
Property & Business Interruption
Products we arrange
Property all risks
Broad cover for buildings, contents, stock and machinery against sudden physical loss or damage.
Get a quoteFire & allied perils
Named-perils cover for fire, lightning, explosion, storm, flood and more.
Get a quoteBusiness interruption
Replaces lost profit and pays increased costs of working after an insured loss.
Get a quoteMoney & fidelity guarantee
Cover for cash on premises and in transit, and losses caused by employee dishonesty.
Get a quote
Need help choosing?
Speak to an adviser — free, impartial and with no obligation.
Call for advice now
Property & Business Interruption
Frequently asked questions
What is under-insurance?
If your sum insured is lower than the true value, the insurer may apply “average” and pay only a proportion of your claim. Regular valuations prevent this.
How long should my indemnity period be?
Long enough to fully recover — including rebuilding, re-equipping and winning back customers. For many businesses that is 12 to 24 months.
Need help choosing?
Speak to an adviser — free, impartial and with no obligation.
