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Life & Protection
Protect your family’s income and plans with life, critical illness and accident cover.
Financial security for the people who rely on you
Life and protection insurance pays a lump sum or regular income if you die, become seriously ill or are unable to work. It can clear a mortgage, fund children’s education and keep your family’s lifestyle intact. We help you work out how much cover you need and for how long.
At a glance
Critical-illness and disability riders
Options with savings or investment elements
Help with beneficiary nominations and claims
Life & Protection
Products we arrange
Term life
Affordable cover for a fixed period, such as the length of a loan or until children finish school.
Get a quoteCritical illness
A tax-free lump sum on diagnosis of a covered serious illness such as cancer, heart attack or stroke.
Get a quotePersonal accident
Benefits for accidental death, permanent disability and temporary inability to work.
Get a quoteSavings & education plans
Long-term plans that combine protection with disciplined saving towards future goals.
Get a quote
Need help choosing?
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Life & Protection
Frequently asked questions
How much life cover do I need?
A common starting point is 10 times your annual income plus any outstanding loans, adjusted for your savings, dependants and future costs such as education. We can model this with you.
Do I need a medical examination?
It depends on your age and the amount of cover. Many policies only need a health questionnaire; larger amounts may require tests.
Need help choosing?
Speak to an adviser — free, impartial and with no obligation.
